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Family and house with geothermal loops, no upfront cost geothermal

Get the ultimate in HVAC for less than an ordinary system using PremiumPath™.

WaterFurnace units provide unmatched comfort, the quietest operation, and a lifespan that's substantially longer than ordinary HVAC systems. In fact, the average age of entry for our recent Oldest Unit Contest was 31 years, and our winner was a 40+ year-old unit. But historically, WaterFurnace geothermal heat pumps haven't been in the conversation for many homeowners.

Now there's an affordable path to geo.

Zero money
down

Low, predictable monthly payments

Maintenance, Filters, Warranty Included

Geo for the cost of ordinary HVAC

Click here to see the Top 5 reasons geo is the best

Top 5 Reasons Geo is the Best Video Teaser

WaterFurnace PremiumPath™

This exciting program is possible thanks to new legislation designed to increase the adoption of geothermal. PremiumPath allows you to enjoy the benefits of geothermal today without the burden of interest costs associated with traditional financing. Installed by your local WaterFurnace dealer and powered by our preferred partner, Palmetto, this program makes geothermal more accessible than ever.

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WaterFurnace 7 Series Interior Isometric View

Just pay your monthly bill.

Get the ultimate in home comfort.

And any maintenance will be taken care of.

PremiumPath: Your Cash Has Better Things To Do.

Lower Total Cost vs. Traditional Options

With traditional financing, you pay interest, maintenance, and sometimes incur unexpected repair costs. Here’s a cost comparison of a PremiumPath purchase versus financing.

With traditional financing, you pay interest, maintenance, and sometimes incur unexpected repair costs. Here’s a cost comparison of a PremiumPath purchase versus financing an air source heat pump (ASHP).

Term
10 Year 6 Year
ASHP Efficiency
20 SEER2 16 SEER2
System Price
Upfront Investment
Monthly Payment
Total Interest Paid
Sum of 120 Monthly Payments
Filters, Service & Maintenance Costs
Filters over term
Repair Labor over term
Maintenance over term
End of Term Cost of Buyout
Local Incentives
Total Cost of Ownership
Inflation-Proof Protection
PremiumPath
 
 
 
 
 
 
Included(Bumper-to-Bumper)
Included(Bumper-to-Bumper)
Included(Bumper-to-Bumper)
 
$0
 
Yes!—fully protected
Financing 12.99%
 
 
 
 
 
 
 
 
 
 
$0
 
No—subject to rising prices
Cash Purchase
 
 
 
 
 
 
 
 
 
 
$0
 
No—subject to rising prices

By choosing PremiumPath, you can keep your cash invested and potentially grow your wealth while enjoying the benefits of a high-efficiency geothermal system. Use the slider below to see how different investment returns could enhance the value of that money over the next 120 months.

Expected Annual Investment Return: 6%

You could have an additional:  
Conservative 1%
Moderate 6%
Aggressive 12%
 
 
System Price
Upfront Cost
Monthly Payment
Filters, Service & Maintenance Costs
Filters over term
Repair Labor over term
Maintenance over term
Average Energy/Operating Costs
Total Monthly Costs
Buyout at end of term (120th month)
Equipment Payments over term (120 months)
Total Equipment Costs (120 months)
120 months Maintenance + Energy Costs
Local Incentives
Total Cost of Ownership
Remaining Useful System Life (120 months)
PremiumPath
 
 
 
$0No hidden expenses
Included(Bumper-to-Bumper)
Included(Bumper-to-Bumper)
Included(Bumper-to-Bumper)
 1
  
 
 
  
 
$0
  
15 more years(Typically lasts 25+ years)
20 SEER2 ASHP
Financing 12.99%
 
 
 
 
 
 
 
 1
 
 
 
  
 
$0
 
5-8 more years(Typically lasts 15-18 years)
1Based on GeoLink data for a 2,000 sq ft home @ $0.16/kWh (rolling 24-month Indiana average).
Payments calculated using this tool are estimates only. Please consult your local WaterFurnace PremiumPath dealer for final details.

Keep your money growing

By choosing PremiumPath, you can keep your cash invested and potentially grow your wealth while enjoying the benefits of a high-efficiency geothermal system. Use the slider below to see how different investment returns could enhance the value of that money over the next 120 months.

Expected Annual Investment Return: 6%

You could have an additional:

With no additional contributions:  
If you reinvested the   difference each month:  
Conservative 1%
Moderate 6%
Aggressive 12%

The growth can offset the buy-out at the end of the term.

Ready to Learn more?

A WaterFurnace Geothermal Concierge can help provide answers to any of your questions about PremiumPath or geothermal technology in general. There’s no sales pressure. They’re simply here to make sure you get the information you need to make the best decision for you.

The next steps:

  1. Connect with your WaterFurnace Concierge by clicking the link below
  2. Once you’re ready, they’ll match you with a certified local WaterFurnace Dealer
  3. Your Dealer installs your system
  4. You reap the benefits of geothermal energy

Ready to get started?

Connect with your Geothermal Concierge. Schedule a meeting to get started now.

Schedule a Meeting
Joleen Jones

Joleen Jones | Concierge

Jacob Reish

Jacob Reish | Concierge

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New Legislation Makes This Possible

Legislation gavel and document

A 2025 Legislative update designed to increase the adoption of geothermal created exclusive geothermal leasing programs—unlocking a new way for homeowners to affordably experience all the benefits geothermal has to offer!

PremiumPath is available in select markets.

Please check with your local WaterFurnace Dealer to see if PremiumPath is available in your area.